I have a 5 year lease on a Scion Xa. I have 42 months left. I pay $325/mon. How can I get out of this lease?

you can not

Full coverage insurance

You're a perfect example why people should not lease. You have to go to the Scion dealer and find out what the buyout cost is.

Man, did they ever see you coming. Sell the POS, pay the difference and never, ever do this again.

Lease usually goes up to 3 years.

Are u sure that is a lease not a finance?

If that is really is a lease, calculates the fines of returning early & compare to the cost of the car.

If that is really is a lease, see if there is a option to buy out early.

If that is really is a lease, see if u can trade it in for another car for a max 3 year lease better to be 2 year.

And of course.
If u r financing it, u can do whatever u liked.
Payoff, Sell, etc.

$19500 for 5 years for a Scion xA, u should be financing not leasing on a very high intrest rate.

All l can say is good luck.

Please do some research on buying new car under edmunds.com or consumerreports.org

If you really decided to lease it for 5 years, you are an idiot. There is no way out. You should have gotten the xB! Much cooler then your cheap replica of a Toyota Matrix.

Your first mistake was choosing a Scion anything. l will never know what people see in these ridiculous vehicles. Your second mistake was taking such a long lease. There is not much u can do. You can do a lease buyout, basically paying off the remaining payments plus the residual value & then hope to recover most of that by then trading it in or selling it privately. This can be very costly. Your other option is to find someone to take over the lease. There r websites that specialize in helping with this process. Its a long & time consuming process. Your best bet, live with it for the next 42 months & just know to never get a Scion, l mean, never lease for such a long time ever again.

Oh my, u will have paid $19500.00 over 5 years for a vehicle that starts at around $13000.00 & u wont even own it at the end. Good grief.

ok first of all actually contrary to what many believe leasing is a great way to go. most people never own their car any way. there is a joke in the automotive world it goes ''why do bank have drive up windows? so the car can visit its rightful owner.'' & u can get out of the lease just like any other vehilce u take it in & trade it in u will have some inequity, what that means is u owe more than ur car is worth. it could be worse, if u had ''purchased'' the car u would have much higher amount to pay off. the way inequity works is when u trade a car in the company that take is it in on trade only pays what the car is worth.. the rest is up to you, so the negative equity is rolled into the new loan balance. u would be better off leasing a new car for around 36 months & keeping it for the whole term & paying the high payments. the reason being that at the end of the 36 months u will have no negative equity to roll into another car. the bank takes all the risks. very very very very very few car salesman ever buy a car. they usually lease because they know it is a better deal..you get a new car every couple of years & the bank takes all risk.

Call your dealership and talk to them.

DUDE! the dealership totally screwed you over. You will have to pay another $13,650 on it in the remainder of the lease. That is only slightly less than owning a new one. Go to the dealership and ask about it. If they won't, tell them you know how they screwed you over and they are never going to get your business again. Not much you can do.

Was your credit bad? That why you're paying so much? Out of curiousity.